Car Title Loans for Springing into Spring!
Your need for money just went into emergency mode. And you haven’t got over your credit card and savings binge you spent at Christmas. Does this sound all too familiar? Lucky for you there are quick loans available called Car Title Loans. It’s one of the favorite forms of lending in the USA, and for a good reason.
What Exactly Are Car Title Loans Anyway?
They are short-term loans that enable you to get cash right when you need it. These loans are repayable on a 36-48 month amortization, or a similar type of arrangement; but you may pay back the loan in as soon as one month and only pay for the interest you use. It’s a way to get cash between paychecks or not having a job, if an emergency arises.
How Can You Use a Car Title Loan?
You can use the money you borrow for anything you like. Medical bills, home or car repairs, and there are no questions asked by the lender about the purpose of the loan.
At Coastal Title Loans & Finance, anyone over the age of eighteen, with a Driver’s License and a Car Title. You do not need a bank account for deposits, or a checking account or debit card linked to the account. No banking information, employment information or pay stubs are required.
How Long Does It Take To Get A Loan?
With Coastal Title Loans & Finance, getting your cash only takes minutes, since we are a direct lender. You walk away with your cash and keep your car to drive. It’s so quick and easy!
How Much Can I Borrow?
The amount varies quite a bit. It depends on the value of your car. Although, the California state minimum is $2500.00 or more.
Will They Run a Credit Check?
In the case of a Car Title Loan – No Credit Check. Your credit score is not generally taken into account for these loans. Your car is your credit. The most important thing factored in is if your car qualifies and the value.
How Do You Get the Money?
After approval, the money handed directly to you. No need to wait 24-48 hours or wait for a bank transfer. You get the money right here and now. What if you want another Loan? Do you have to go through the application process again? If you borrow through us again, you won’t have to re-apply. The only question that might arise is whether the car qualifies.
Reasons to Apply for a Car Title Loan:
- A Quick And Easy Way to Get Out of Trouble
A Car Title Loan is the best method to handle an emergency that requires a money fix.
- Affordable and Simple Loan Procedure
These loans are available to those with low income. The process requires little paperwork and documentation. And, we do not report to the credit bureaus
- Your Credit History Does Not Matter
As a rule, Coastal Title Loans & Finance approves customers without going into a long process of checking your credit history, which makes the application easy and less time-consuming.
- It’s the Fastest Way to Get Cash
It is one of the reasons for this type of credit gaining popularity. Getting your money quickly can be of paramount importance if you have an emergency – car repairs, a family member has a medical emergency or the rent is due. Collection agencies stressing you out? Applying for a Car Title Loan is one of the best solutions possible.
- It’s Cheaper than Other Alternatives
Rates and Fees are affordable. Coastal Title Loans & Finance has THE LOWEST fees and rates! And there is no pre-payment penalty.
- Using a Loan Company is Just Doing Business
Dealing with a credit organization is easier than asking for money from friends or relatives. Emotionless and hassle-free. We offer quick and friendly service, just like we would to our own family.