9 More Ways to Save Money This Christmas!
So, I bring you 9 more ways to save money this Christmas!
1. Pare your present list.
Now is the time to sit down with family and friends and broach the subject of presents. Agree with certain friends that you won't exchange gifts this year, or set a price limit for family presents, particularly those for adults. Alternatively, have a "children only" rule, or set up a Secret Santa. Here you draw names out of a hat so that everyone has to buy only one gift (and then guess who it is from). If a maximum price is set in advance, this can be an effective way of keeping costs. (This is what we do in our family!)
2. Make the most of vouchers & gift cards.
Hunt around your home for any elusive gift cards & vouchers. According to NPR, millions of dollars in gift cards go unused each year, left languishing in drawers!!! What? Make the most of any reward points you've earned on loyalty cards. These schemes can be far better value if you convert points into vouchers, rather than cash them in at the register. And most retailers run special promotions in the ramp up to Christmas to bump up your points.
3. Switch your supermarket.
Buying the festive food can be an expensive business, so make the most of discount supermarkets such as Walmart or even the 99 Cent / Dollar Stores. These markets carry much of the same products and brands as their high end counterparts, but at a lower price. There is nothing wrong with shopping at discount stores. I promise that you and your guests will not be able to tell the difference.
4. ... but don't buy too much.
Most hosts will want to put on a plentiful spread, but it's easy to overestimate the amount that people will put away. If you don't want to waste food – or the money you've spent buying it – look at lovefoodhatewaste.com, which has a portion calculator and other helpful resources. If you're catering for a party that's going to last two hours, for instance, it calculates how much food you will need per person. It gives examples too, which means you'll be able to jot down the ingredients on your shopping list easily.
5. Cut the drinks bill.
Alcohol often flows freely over the festive period and costs can quickly add up. Check out deals and promotions online, and research which stores are running in-store holiday specials. Stores like Costco and BevMo! Tend to have great prices all year round, and websites like RetailMeNot.com offer additional coupons.
6. Get on eBay.
No, not to buy presents –. Selling your old things could generate quite a bit of money for the Christmas fund, but it will require some effort, as you'll have to photograph the item, list it and ship it. If this sounds like hard work, there are alternatives. Amazon is probably the best choice if you want to sell books; even though there are fees, the profit can add up if you're selling lots of titles. Local internet forums, like Craigslist are worth a look too, as many let you list items for nothing and the chances are that someone in the local area won't mind coming to pick them up.
7. Get paid to shop .
For those who prefer to do their Christmas shopping at home, there are ways to earn cashback from your online purchases. Using a cashback website such as Ebates.com is easy: just create an account and use the site to access online retailers. When you buy your gifts you will receive a percentage of the value of your shopping and the cashback will be paid directly into your account. Easy.
8. Get designer brands at discount prices.
If you know where to look, you don't have to compromise on your favorite brands when you're trying to save money. For those who prefer shopping online, there are outlet and clearance stores, and websites, like my fave Amazon.com, where you can buy brand name products but pay a lot less. And if you have if you opt for Amazon Prime, you get free 2 day shipping! If you prefer the joys of going into the shops yourself, outlets and stores like Nordstrom Rack and Saks Off 5th, may be your best bet. The products are often available for a fraction of the usual price.
9. Save money on Twitter.
Social networking sites are good for keeping in touch with friends, but they can also be used to save money. Type in "money saving" or another frugal term and connect with those who share their cost-cutting tips, sales hints and money-saving tips. It's also worth following big retailers – Amazon, eBay and large department stores, to name a few – as they tweet about the latest deals available on their websites and in stores.
I know, many of you are thinking, “Easier said than done,” or “I’m already in the hole!” For those of you who still find yourself in cash crunch, please call Coastal Title Loans & Finance, LLC, at 714-701-8555, or just come by our Westminster office. We are here to help you, by providing you with an instant cash car title loan.
Merry Christmas to you all, and very Happy New Year!!!